Choosing the right financing can be critical to a small business’s growth and long-term success. This educational panel will help business owners understand which capital options may be most appropriate based on their business’s current stage of development. Language translation is available through Wordly. Participants will leave with a clearer understanding of: Financing options available at different stages of business growth Potential risks and considerations associated with various forms of capital Steps to strengthen financial readiness and become capital-ready Warning signs of predatory lending, scams, and unfavorable financing terms The discussion will focus on: Early-Stage Businesses Initial funding needs, financial readiness, and establishing a strong foundation for future financing. Businesses Established 1–3 Years Building business credit, strengthening financials, and accessing capital to support growth. Businesses Established 3+ Years Financing expansion, working capital, equipment, and other growth opportunities. Alternative Capital & Red Flags An introduction to non-traditional financing options for businesses that may not yet qualify for traditional bank lending, along with key warning signs to watch for when evaluating financing offers. Structured Networking Connect directly with panelists, sponsors, and business resource organizations to ask questions, explore resources, and build valuable connections. Additional sponsorship opportunities are available. Contact Katie at KatieS@sjchamber.com to learn more about sponsorship opportunities and how your organization can support small business financial education.
